The New Risk Frontier: AI, Cyber & Quantum — Can Insurance Keep Up?

Session Overview

The nature of risk is changing — faster than insurance is designed to handle.

Cyber threats are no longer just increasing in volume — they are becoming more intelligent, more automated, and more scalable through AI. At the same time, advances in quantum computing could fundamentally alter the economics of cybersecurity, potentially making current encryption standards obsolete.

We are entering a new phase where:

• AI systems can identify and exploit vulnerabilities at scale
• Tools similar to advanced AI models (e.g. Claude Mythos-type capabilities) can accelerate offensive cyber capabilities
• And the cost of sophisticated attacks continues to fall

This creates a profound challenge for insurers:

At the same time, entirely new categories of risk are emerging:

• AI system failures and unintended behavior
• Liability linked to automated decision-making
• Model risk and data integrity risks
• And dependencies on digital infrastructure and AI platforms

This session explores how AI and quantum technologies are reshaping the risk landscape — and what it means for the future of insurance products, underwriting, and risk transfer.